Saturday, 27 April 2013

Mutual Funds Findings and Suggestions

SUGGESTIONS


Ø  Nav is quite fluctuating for all the funds.
Ø  In the period of volatility market conditions investors should be advised in investing balanced scheme.
Ø  Continuous investor’s education programs should be conducted to create awareness about mutual fund schemes.
Ø  While investing investors should be provided with full information about the scheme.






CONCLUSION
All investments that is in shares Debentures or deposited involves risk. The value of shares may go down depending on the performance of the company, the industry, state of capital market and the economy. In equity investments, longer the term, lesser will be risk. Companies may default in payment of interest on their debentures, bonds, etc.
             Risk cannot be eliminated, but skillful management can minimize risk. Mutual funds can reduce risk through diversification and professional management. Diversified portfolio minimizes risk and maximizes returns. Thus, diversification reduces the risk of loss due to under performance of a specific asset.
            Thus the best advice for today’s investor is to go diversified equity linked savings scheme wherein the dividends are high along with benefits of tax saving. Eventually, it can be said that equity investment with diversified portfolio over the long term is a superior option to reduce risk for a given return. 
 







BIBILOGRAPHY
During the completion of the project I have referred to the following books and articles and websites surfed. This helped me to gather information and know more about the funds and successfully complete my project.
Reference:
Books:
Investment analysis and portfolio management-prasanna Chandra
Magazines:
  • Business world
  • Outlook money
  • Business today




RELIANCE BANKING FUND
Scheme Plan Name
NAV
Date
Reliance Banking Fund - Growth plan - Growth option                                                                        
31.38
09/01/2006
Reliance Banking Fund - Growth plan - Growth option                                                                        
35.06
09/29/2006
Reliance Banking Fund - Growth plan - Growth option                                                                        
34.93
10/03/2006
Reliance Banking Fund - Growth plan - Growth option                                                                        
36.13
10/31/2006
Reliance Banking Fund - Growth plan - Growth option                                                                        
36.3
11/01/2006
Reliance Banking Fund - Growth plan - Growth option                                                                        
38.07
11/30/2006
Reliance Banking Fund - Growth plan - Growth option                                                                        
38.9
12/01/2006
Reliance Banking Fund - Growth plan - Growth option                                                                        
37.44
12/29/2006
Reliance Banking Fund - Growth plan - Growth option                                                                        
37.76
01/02/2007
Reliance Banking Fund - Growth plan - Growth option                                                                        
38.73
01/31/2007
Reliance Banking Fund - Growth plan - Growth option                                                                        
39.35
02/01/2007
Reliance Banking Fund - Growth plan - Growth option                                                                        
35.48
02/28/2007
Reliance Banking Fund - Growth plan - Growth option                                                                        
35.86
03/01/2007
Reliance Banking Fund - Growth plan - Growth option                                                                        
35.87
03/31/2007
Reliance Banking Fund - Growth plan - Growth option                                                                        
33.68
04/02/2007
Reliance Banking Fund - Growth plan - Growth option                                                                        
38.31
04/30/2007
Reliance Banking Fund - Growth plan - Growth option                                                                        
38.99
05/03/2007
Reliance Banking Fund - Growth plan - Growth option                                                                        
43.19
05/31/2007
Reliance Banking Fund - Growth plan - Growth option                                                                        
43.45
06/01/2007
Reliance Banking Fund - Growth plan - Growth option                                                                        
45.83
06/29/2007
Reliance Banking Fund - Growth plan - Growth option                                                                        
46.31
07/02/2007
Reliance Banking Fund - Growth plan - Growth option                                                                        
49.14
07/31/2007
Reliance Banking Fund - Growth plan - Growth option                                                                        
47.46
08/01/2007
Reliance Banking Fund - Growth plan - Growth option                                                                        
48.79
08/31/2007

Scheme Plan Name
NAV
Date
Reliance Banking Fund - Growth plan - Growth option                                                                        
50.15
09/01/2008
Reliance Banking Fund - Growth plan - Growth option                                                                        
46.75
09/30/2008
Reliance Banking Fund - Growth plan - Growth option                                                                        
47.66
10/01/2008
Reliance Banking Fund - Growth plan - Growth option                                                                        
37.44
10/31/2008
Reliance Banking Fund - Growth plan - Growth option                                                                        
39.63
11/03/2008
Reliance Banking Fund - Growth plan - Growth option                                                                        
36.81
11/28/2008
Reliance Banking Fund - Growth plan - Growth option                                                                        
35.79
12/01/2008
Reliance Banking Fund - Growth plan - Growth option                                                                        
41.17
12/31/2008
Reliance Banking Fund - Growth plan - Growth option                                                                        
41.96
01/01/2009
Reliance Banking Fund - Growth plan - Growth option                                                                        
37.71
01/30/2009
Reliance Banking Fund - Growth plan - Growth option                                                                        
36.59
02/02/2009
Reliance Banking Fund - Growth plan - Growth option                                                                        
33.39
02/27/2009
Reliance Banking Fund - Growth plan - Growth option                                                                        
32.33
03/02/2009
Reliance Banking Fund - Growth plan - Growth option                                                                        
35.91
03/31/2009
Reliance Banking Fund - Growth plan - Growth option                                                                        
36.47
04/01/2009
Reliance Banking Fund - Growth plan - Growth option                                                                        
43.71
04/29/2009
Reliance Banking Fund - Growth plan - Growth option                                                                        
45.92
05/04/2009
Reliance Banking Fund - Growth plan - Growth option                                                                        
61.56
05/29/2009
Reliance Banking Fund - Growth plan - Growth option                                                                        
61.55
06/01/2009
Reliance Banking Fund - Growth plan - Growth option                                                                        
60.37
06/30/2009
Reliance Banking Fund - Growth plan - Growth option                                                                        
60.77
07/01/2009
Reliance Banking Fund - Growth plan - Growth option                                                                        
62.92
07/31/2009
Reliance Banking Fund - Growth plan - Growth option                                                                        
63.87
08/03/2009
Reliance Banking Fund - Growth plan - Growth option                                                                        
63.29
08/31/2009

RELIANCE DIVERSIFIED POER SECTOR FUND
Scheme Plan Name
NAV
Date
Reliance Banking Fund - Growth plan - Growth option                                                                        
100.85
09/01/2010
Reliance Banking Fund - Growth plan - Growth option                                                                        
112.47
09/30/2010
Reliance Banking Fund - Growth plan - Growth option                                                                         
113.88
10/01/2010
Reliance Banking Fund - Growth plan - Growth option                                                                        
119.46
10/29/2010
Reliance Banking Fund - Growth plan - Growth option                                                                        
122.57
11/01/2010
Reliance Banking Fund - Growth plan - Growth option                                                                        
114.11
11/30/2010
Reliance Banking Fund - Growth plan - Growth option                                                                        
117.13
12/01/2010
Reliance Banking Fund - Growth plan - Growth option                                                                        
110.02
12/31/2010
Reliance Banking Fund - Growth plan - Growth option                                                                        
110.36
01/03/2011
Reliance Banking Fund - Growth plan - Growth option                                                                        
100.10
01/31/2011
Reliance Banking Fund - Growth plan - Growth option                                                                        
98.55
02/01/2011
Reliance Banking Fund - Growth plan - Growth option                                                                        
98.46
02/28/2011
Reliance Banking Fund - Growth plan - Growth option                                                                        
101.59
03/01/2011
Reliance Banking Fund - Growth plan - Growth option                                                                        
108.99
03/31/2011
Reliance Banking Fund - Growth plan - Growth option                                                                        
108.18
04/01/2011
Reliance Banking Fund - Growth plan - Growth option                                                                        
106.82
04/29/2011
Reliance Banking Fund - Growth plan - Growth option                                                                        
104.60
05/02/2011
Reliance Banking Fund - Growth plan - Growth option                                                                        
101.08
05/31/2011
Reliance Banking Fund - Growth plan - Growth option                                                                        
101.60
06/01/2011
Reliance Banking Fund - Growth plan - Growth option                                                                        
102.51
06/30/2011
Reliance Banking Fund - Growth plan - Growth option                                                                        
102.85
07/01/2011
Reliance Banking Fund - Growth plan - Growth option                                                                        
101.12
07/29/2011
Reliance Banking Fund - Growth plan - Growth option                                                                        
101.04
08/01/2011
Reliance Banking Fund - Growth plan - Growth option                                                                        
88.46
08/30/2011


SchemePlanName
NAV
Date
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                 
84.23
09/01/2010
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                  
87.44
09/30/2010
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                 
88.74
10/01/2010
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                 
86.48
10/29/2010
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                  
87.31
11/01/2010
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                 
81.05
11/30/2010
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                 
82.58
12/01/2010
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                  
82.81
12/31/2010
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                 
83.27
01/03/2011
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                 
71.93
01/31/2011
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                  
70.68
02/01/2011
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                 
66.33
02/28/2011
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                 
68.28
03/01/2011
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                 
71.45
03/31/2011
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                  
72.27
04/01/2011
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                 
72.05
04/29/2011
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                 
71.34
05/02/2011
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                  
69.09
05/31/2011
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                 
69.54
06/01/2011
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                 
68.41
06/30/2011
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                 
68.67
07/01/2011
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                  
65.27
07/29/2011
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                 
65.21
08/01/2011
Reliance Diversified Power Sector Fund - Retail growth plan - Growth option                                                                 
58.18
08/30/2011


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